摩根大通或取代高盛接手苹果信用卡业务

Zhitong
2025.07.30 04:03
portai
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According to reports, JPMorgan Chase is in deep negotiations to replace Goldman Sachs as the issuer of the Apple credit card. Insiders say that these banks and tech giants are intensifying discussions regarding asset transfers. No agreements have been reached yet. Goldman Sachs has been trying to extricate itself from the partnership with Apple, which has faced numerous issues since its launch in 2019, including allegations of bias in the computer models used to determine credit card recipients. The Wall Street firm once ambitiously ventured into consumer banking but quickly failed, ultimately losing billions of dollars. Over the past two years, Goldman Sachs has encountered difficulties in selling these portfolios due to the poor credit quality of its clients. Reports indicate that Apple had previously engaged in discussions with other potential partners, including Synchrony Financial and First Capital

According to reports, JPMorgan Chase (JPM.US) is in deep negotiations to replace Goldman Sachs (GS.US) as the issuer of Apple (AAPL.US) credit cards.

Insiders indicate that these banks and tech giants are intensifying discussions regarding asset transfers. No agreements have been reached yet.

Goldman Sachs has been trying to extricate itself from its partnership with Apple, which has faced numerous issues since its launch in 2019, including allegations of bias in the computer models used to determine credit card recipients. The Wall Street firm had ambitious plans to enter the consumer banking sector but quickly failed, ultimately losing billions of dollars.

Over the past two years, Goldman Sachs has encountered difficulties in selling these portfolios due to the poor credit quality of its clients. Reports suggest that Apple had previously engaged in discussions with other potential partners, including Synchrony Financial (SYF.US) and First Capital (COF.US)