Actually, this is also the influence of @无限制星级格斗士 Brother Xing and other senior brothers on me. I could never figure out one thing: why the 500 Index might appear to have gained 60-70 points more than the Dividend Index over a 10-year period. But from the perspective of investment margins, the latter is more suitable for dollar-cost averaging.

I started thinking about this largely because of Brother Xing. The reason I figured it out was because of Brother Jiu. @输栋楼的韭菜 Brother Jiu once said something that I think is worth everyone’s consideration: "Trading is very simple—it’s just buying low and selling high. All trading techniques are attempts to understand what is high and what is low. The only way to break free from this is to stop trading and focus on asset allocation. When you do asset allocation, your mindset shifts from buying low and selling high, turning it a result rather than a process."

Of course, there’s a master behind these words—@戴某 DEMO Brother Dai, who explained it succinctly: "Rebalancing is the ultimate turtle-style move ordinary people can master." This is also why, whether I’m rambling or writing articles, I tend to express myself in long-form or more informative content.

Because all three brothers inspired me with the same idea: "The essence of long-termism." Here, long-termism refers to how you define your own life, not others’. So, whether it’s about preferences or decision-making contexts: "Bodhidharma faced the wall; the Foolish Old Man moved mountains. Each puts in the effort and reaps the rewards."

So, it’s only recently that I’ve come to understand—just a little bit—what Mr. Mingyue once said: "There’s only one standard for success: living life on your own terms." This is Xu Xiake. And there’s another person I’ve only recently begun to understand.

In the past, many uncles and old men who loved reading had surprisingly consistent praise for Wang Yangming, calling him a sage. I used to dismiss it, but after reading his works recently, I find myself in rare agreement with them.

LongPort - 无限制星级格斗士
无限制星级格斗士

🥤Still energetic, willing to talk about these.

Actually, I have thought about some of the points he mentioned, but on one hand, I feel that I am not qualified, and on the other hand, I am afraid of trouble and arguments, so I rarely talk about various 🦀 and 🐘 topics.

But since we are here, let me say a few plain words, not necessarily accurate, as long as everyone understands the meaning:

We are not VC, and we don't have billions in hand. We pursue cash flow and relatively controllable fluctuations to maintain life stability, thereby achieving future wealth and even crossing classes.

Whether the stars and the sea will be realized in 5 years or 10 years may not have much impact on the big shots (10 years might still be a bit much), but for you and me, it is a completely different script.

Now there is a 🔮, telling us that in 10 years 🦀 and 🐘 will definitely become world-class Leviathans 🦖, but they don't pay dividends or pay low dividends, and the fluctuations are large. Would you dare to bet your life on it?

10 years, during which which small investor can guarantee that their work, life, and family health will all be smooth?

Or we can invest a small amount of money to enjoy several times the return in the future, but what can this small amount of money change even if it is realized in 10 years? (But actually, this operation is indeed feasible)

I don't encourage everyone to play penny stocks, and I also try to practice value investing, but

when copying homework, don't forget your own size and asset allocation.

After all, what we pursue is not to outperform the market and win over others, but to make ourselves better and enjoy the process.

Don't reverse the cause and effect just for the result, even if the good result is 100% certain.

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